App Review 6/18/2020 App Review
           App Review

       Have you ever heard of I’ve been aware of the exchange for awhile now, but just recently choose to give them a try. While watching one of my favorite youtubers  Lark Davis (TheCryptoLark), I noticed a brief promo for that spurred my interest.

          Lark Davis discussed a feature that allowed account holders to use debit/credit cards against their cryptocurrency balance. I was also intrigued by the crypto earn feature which is very similar to staking. I figured why not give them a try, I’ve pretty much tried every reputable exchange with a mixed bag of results.  My mind was made up when he said that I would receive $50 in MCO tokens if I staked 50 MCO for a certain amount time along with signing up for a card. This didn’t happen as promised, but we will get into that later.

            I first attempted to sign up for via there exchange website and soon discovered that it was not offered to the United States. I then downloaded the app and started the sign up process and successfully registered an account.   Once it was time to fund the account, I ran into problems that would have caused most people to given up. would allow me to enter my debit card information, but every time I attempted to fund the account, the transaction would be declined. This was quite frustrating to say the least.

            I attempted to use a several different cards and each attempt was declined. I then started to worry that one of my cards may have the account frozen due to too many unsuccessful attempts. Guess what, that’s exactly what happened when I attempted to buy something a couple days later.

             At that point my frustration got the better of me and I gave up. I was done with and the regulatory problems that I was experiencing. Its a well known fact that traditional financial institutions are not a fan of cryptocurrency and some make it very difficult to transfer funds to and from crypto exchanges.

            While sitting around the house the following day it struck me like a bolt of lightening. Why don’t you transfer some Bitcoin or Ethereum to them instead of fiat currency. The whole concept behind cryptocurrency is to get away from banks and their control over our money. I felt so stupid when I quickly found the cryptocurrency deposit feature and funded my account with Bitcoin.

           Once my new account was funded, I started to explore the app and was impressed with its ease of use. There were plenty of cryptocurrencies to choose from and I didn’t feel as limited as Coinbase and Coinbase Pro have left me on many occasions in the past.

 even has Cardano( ADA) listed which is my all time favorite crypto project next to Bitcoin. This told me that this exchange has foresight and will reap rewards when the Shelly Testnet goes live. I decided to purchase a few choice cryptocurrencies and proceeded to stake 50 MCO tokens with crypto earn.

           Once the staking was completed, I attempted to sign up for a debit/credit card. It appeared to be ordered, but my account always stated that the status was pending and I have not received my 50 MCO to this date. On the positive note, I was impressed with the high rate of returns that offers.

        I staked CRO tokens for 14% annual return for 30 days. They offer as high as 18%, but I didn’t want to put all my eggs in one basket on a test run. I am sure you understand the logic. Ethereum and Bitcoin don’t offer as much, but its better to be earning something than nothing.

           So the big question is would I recommend  and the answer is yes. I am a bit disappointed when it came to the the $50 bonus, but I am hoping that the process just takes longer than I expected. With that said, please remember that I am not a financial adviser and I am just another guy on the internet with a passion for cryptocurrency. Please do your own research before you make any financial decisions.

              If you have found this App Review helpful and you are planning to join, please use one of the links found throughout this page. I will receive small credit from and the money earned will help me keep my blog up and running. If you choose to go directly to, that is fine too. Happy trading with whatever exchange you plan to use.

Check Out The Crypto Lark video below for a more insightful view into Please feel free to fast forward to the 4:34 time mark of the vlog.

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50% Off Ledger Hardware Wallet Sale

Ledger Hardware Wallet
                      Ledger Hardware Wallet

   I spent yesterday morning perusing the internet after the Bitcoin Halving and I saw an excellent cryptocurrency hardware wallet offer by Ledger. Ledger is now offering wallets at a 50% discount, which is an awesome savings.  I have seen them do this offer in the past, but it is usually done around the holiday season.

   Ledger Hardware Wallet currently supports over 1270 currencies and has become an industry standard. If you haven’t purchased a Ledger Hardware Wallet yet, but own cryptocurrency, what are you waiting for? It amazes me how people are willing to invest thousands of dollars into cryptocurrency, but refuse to invest $100.00 much less $50.00 into the safest most secure hardware wallet available.

    Everyone needs to keep their cryptocurrency safe and secure at all times. The world is full of evil doer’s that will do anything and everything in an attempt to defraud people and businesses of their cryptocurrency. Over the past three years, I can’t even begin to tell you how many stories I have seen and heard online about corporations and people having their funds stolen. The amounts have ranged from just a few dollars to millions of dollars. 

   There are plenty of quality free wallets available like Exodus, Jaxx, and Monarch wallet, but none of them are as secure as the  Ledger Hardware Wallet.  Ledger stores your cryptocurrency on the blockchain, and you retain complete ownership of the crypto keys. No one can access your cryptocurrency without physically having your Ledger Hardware Wallet in their possession or if they obtain your 24 word recovery phrase.

    In conclusion, no one wants to become a static and I believe obtaining a Ledger Hardware Wallet will help guarantee that your cryptocurrency will not be stolen. 

50% Off Ledger Hardware Wallet Sale

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Have You Heard of Nimiq Cryptocurrency?

      Have you heard of Nimiq Cryptocurrency? Well neither had I until I watched a YouTube broadcast by Coin Bureau about 6 months ago. To be 100% honest, I had forgotten all about this currency until recently when I noticed it being suggested by yet another YouTube Channel. With occasions like this occurs, I usually decide to do additional research into the project to see if it is worthy of my attention.

Nimiq Cryptocurrency
                        Nimiq Cryptocurrency

   Nimiq Cryptocurrency  which is traded under the symbol Nim is based on blockchain technology that is intended to be used for currency. The technology behind Nimiq is focused on decentralization and being resistant to censorship. This project uses blockchain technology similar to Bitcoin, but was designed to run on a computer browser. Because Nimiq has been designed to function within the browser window, it allows ease of use which is essential for adoption.

    This crypto project is intended to be currency. Not all blockchain projects are intended to be cryptocurrency and this can cause confusion for many novice beginners as adoption takes place. Nimiq Cryptocurrency allows its users to pay online, transfer funds internationally, receive donations, storage of funds, and etc.

     You are probably thinking how does Nimiq work and what makes it special? Nimiq Cryptocurrency is a browser based blockchain which allows for friction-less payment protocol. From its inception, Nimiq Cryptocurrency has been designed to work with the newest web based technologies like IndexedDB, JavaScript, WebAssembly, and WebRTC. In laymen terms, Nimiq has been designed to run on web browser applications.

Nimiq Cryptocurrency is built upon web based technologies, which allows Nimiq is to be mined through web browsers.  This is quite different than any other cryptocurrency that I have researched in the past. I found this to be quite intriguing to say the least. The set up process for browser based wallet was very easy. It was so easy, I actually thought that I did something wrong. Once the wallet was set up, I received 1 NIM from a crowd funded source.

  Nimiq Mining was equally as easy to set up. I was mining in the matter of minutes instead of days without unsaid amount of funds spent. If you have ever tried building a mining rig in the past, you know exactly what I am talking about.  These projects can become very expensive with little to no return. Nimiq offers its miners the ability to mine on their web browser with little to no effort.  They also offer more complicated mining setups, but this requires downloading proprietary software. 

     I decided to give the advanced mining software a try since I already had experience in mining cryptocurrency. I didn’t have much luck with the software provided, but quickly found a YouTube presentation provided by Nimiq that suggested Nimiq Desktop Miner . I had immediate success with this miner, but I soon discovered that my CPU was over heating and I had to lower the settings. If you have never mined cryptocurrency in the past, I suggest using just the browser miner to avoid irreversible damage to your computer.

    Nimiq is currently available on respected exchanges like Kucoin and HitBTC under the symbol NIM. I have never used HitBTC, but I have used Kucoin successfully in the past. If you are going to use Kucoin, I have provided links that will provide a small affiliate reward to True Life Blogs if you decide to use their service.  If not, that is okay to.

    Their are only a few cryptocurrencies with the ease of use that Nimiq offers .Nimiq is currently trading at $0.000663 which makes it quite a steal, but a very high risk investment. At its current valuation, Nimiq Cryptocurrency is an excellent investment for speculative investors. It has a long way to go before it can reach adoption, but if they manage to pull it off, this cryptocurrency will be a game changer. 

     I plan to watch this cryptocurrency closely because they appear to have bright future and may just be the sleeping the giant I have been looking for. Unfortunately, only time will tell. But as the old saying goes “No risk, No reward”. Please remember that I am just another person on the internet with a passion for blockchain technology and cryptocurrency. I am not a financial adviser and it is important that you do your own research before making any financial decisions. 

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  Have You Heard of Nimiq Cryptocurrency? 

Buy Nimiq Cryptocurrency Here


Presearch Affiliate Marketing


              It’s been awhile since a cryptocurrency actually caught my eye due to true adoption potential, but it has finally happened thanks to Jason Appleton. Jason Appleton goes by the name Crypto Crow and has a YouTube Channel that I follow and have found to be informative. Last week during one of his broadcast, Jason introduced as a potential new up and comer. While watching his presentation, I agreed that Presearch Affiliate Marketing Opportunity may have a chance to change how Affiliate Marketing works within search engines.

                As you probably already know, you need to be careful in who you follow in the crypto world because many online personalities are just out for themselves. They appear to care about their following, but are actually just out for personal financial gain. A lot of times they will discuss a cryptocurrency projects without disclosing that they are actually providing a paid endorsement. Jason Appleton has been 100% forth coming and has gained my trust. He is also a supporter of Cardano , which is my favorite blockchain project.

                As you probably already know, affiliate marketing is an industry worth well over $12 billion dollars and growing everyday. With numbers like that, it was just a matter of time before a cryptocurrency start up attempted to tap into the industry. With a bit of know-how and innovation, I believe has accomplished this feat with a Presearch (PRE) on the Ethereum Blockchain.

                The search engine gives users the ability to earn while they search similar to Brave. They also protect their user’s information like Brave does, but there is a major difference between these two search engines. Presearch gives its users the ability to apply their earned tokens towards Affiliate Marketing through staking.

                For example, if you purchase or earn PRE tokens, you can stake them against a Keyword on the search engine. The highest bidder gains ownership of the keyword and all the affiliate traffic associated with the keyword. The Keyword will be placement at the top of all searches that are associated with it. If you chose to sell your tokens or remove them from the stake, the second highest bidder will now get the traffic. Anyone who follows cryptocurrency knows that staking is the future and this is such a basic, but ingenuous way to use staking.

                Presearch tokens can be purchased on or earned, but they are also now available on Kucoin Exchange. This is excellent news because Kucoin is a respected exchange with reasonable fees unlike many other competitors. I can remember paying outrageous transaction fees to various unnamed exchanges before I understood how everything worked. I am sure I’m not alone on that one. I view it as participating in the learning curve unfortunately.

       currently has over a million users, which is a respectable number, but pales in comparison to search engine giants like Google and Bing. Presearch has a long way to go, but the concept and real world adoption is there. The question is if they can get the crypto world community to embrace their project and cause mass adoption in the Affiliate Marketing industry.

                Please remember that this blockchain project is speculative and only time will tell if mas adoption takes place. They may be on the verge of changing the Affiliate Marketing industry forever or they may disappear into oblivion like so many other projects has done. Please remember that I am just a guy out there on the internet with a passion for cryptocurrency. I am not a financial adviser and it is important for you to do your own research.

                 If you are planning to give Presearch a try, please support my blog by clicking on one of the Presearch Links throughout the blog and True Life Blogs will get a small stipend for your patronage. 

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Did Davincij15 Answer My Question About The Cryptocurrency Cardano?

Cardano ADA
                                  Cardano ADA

                   I woke up this morning and performed my usual ritual which includes a cup of coffee and glancing over the news headlines to see what lies the government is trying sell me today. While doing this, I noticed that one of my original favorite YouTubers Davinciji15 was doing a live broadcast and I couldn’t resist joining in on the chat. Many refer to Davinciji15 as an oracle because he released a YouTube clip during the speculative days of the Bitcoin. His predictions came into fruition and it quickly launched him into crypto world stardom. 

           I thought this would be great opportunity to have a question about the cryptocurrency Cardano also known as ADA answered by this YouTube personality. I figured since Davinciji15  predictions were correct in the past for Bitcoin, maybe he would possibly see the value in Cardano. After multiple attempts posting various questions about Cardano in the chat, I finally caught their attention and he answered the question. I asked, “Do you think Cardano has a chance competing with Ethereum? If successful, what future price range do you see?” (The question was answered 43:55 into the video)

                Davinciji15 paused for a moment, and then started laughing uncontrollably and appeared to nearly come to tears. He was astonished that I would even have asked such a question and stated that Ethereum was light years ahead of Cardano. He then questioned how could anyone ask such a question since Cardano lacks documentation and books explaining the code.  He did say that Cardano isn’t going anywhere and we should revisit this topic in 2 years. Davinciji15 also predicted that Cardano should do quite well during the next bull run before moving on to the next question.

            After hearing his responses, I felt annoyed and exhaunastic at the same time. The Cadano Foundation and IOHK have published enormous amount of research  and findings on GitHub, so I am assuming that Davinciji15 just isn’t as knowledgeable on the subject as I expected him to be. He did recognize potential earnings in Cardano, but I feel he fell short in understanding the technological advancements.

          I have always viewed Davinciji15  as a swing trader / day trader. His speculative trading style has made him a lot of money and he is quite successful at what he does. I truly believe that he has little respect for the current Fiat currency system , which most governments function under these days. But at times, I feel he is out for the quick buck and does not appreciate the potential changes that blockchain technology will bring about. 

       When he laughed, I felt like it was 1998 and I was comparing AOL to a little start up called Google. I am sure you get the picture. Hopefully his predictiction concerning Ethereum was wrong, but only time will.

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Davinciji15 question about the cryptocurrency Cardano

Cryptocurrency Revolution – 2020

Cryptocurrency Revolution
                                                                           Cryptocurrency Revolution

Have you ever tried investing in cryptocurrency,

I sure wish there was more transparency,

Most know its a high risk investment,

But we want to take part in the new currency testament,

No more trust in government controlled fiat money,

But who knew Satoshi Nakamoto would tap into their bowl of honey.

So here we stand with our little financial revolution,

That will someday rid the world of malarkey paper money pollution.

With Ethereum an other altcoins nipping at her heels,

Bitcoin will always have our golden seal.  

 Learn More About Cryptocurrency

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Cryptocurrency Revolution





Investing With Cryptocurrency 101

Investing In Cryptocurrency
         Investing With Cryptocurrency                                                                                

             If you are reading this blog, I am assuming that you have heard of Bitcoin and other cryptocurrencies and would like to try  investing with cryptocurrency. Yes, I said invest because cryptocurrency will be the currency of choice in the future. Cryptocurrency is seeing more and more adoption on a daily basis, but it is currently being used as a store of wealth more so than a currency.

         As you have probably seen in your initial investigations, there are over 2000 cryptocurrency coins and tokens listed on  Many of the coins are failed projects, but some are winners. I would like to assist you in your initial research and investment endeavors.

                Before you start  investing with cryptocurrency, please do not make the mistake that I did. You will need to do some research first and gain some basic understandings of cryptocurrency. I am sure you have heard of Bitcoin, which is probably the safest investment for beginners. But there are many other good options out there. You will need to decide if you are a speculative investor (high risk) or looking for a store of wealth transfer similar to gold.

              Speculative is pretty straight forward in my opinion, extremely similar to penny stocks. You may experience great gains while on the other hand, you may lose everything in one day. Now store of wealth (recommended) is very different. You are transferring your traditional government controlled fiat currency to a cryptocurrency like Bitcoin, which is not controlled or regulated by any government. I like to think, “The money for the people, by the people, for the people”.

                Now that I have stressed research, I would like to suggest some currencies that I personally recommend for the novice investor. I am sure you have heard of the first one; Bitcoin which is traded with symbol BTC that was created by Satoshi Nakamoto. No one really knows who this person is, but this individual or organization (conspiracy theory) released a white paper in 2008 describing how to create and implement Bitcoin, which also created Blockchain technology. Bitcoin has been around for over 10 years and has a proven track record of profitability, but also has had some extreme fluctuations in price never happen quite often.

                The second recommended coin is Ethereum that trades under the symbol of ETH.  Ethereum was proposed by Vitalik Buterin in 2013 and went live on July 30, 2015. Ethereum is a public open source blockchain, and the keyword is open source. You will hear the term token and ERC-20 token thrown around quite a bit in the cryptocurrency world. All you need to realize is that these currencies, which there are many of them resided on the Ethereum Blockchain.

             Remember that word open source and how I mentioned that there are many failed projects and up and comers? Many of these currencies will be found within the Ethereum Blockchain, but you only need to remember one thing, Ethereum is at the top of the food chain.

               It is important for you understand that when investing with cryptocurrency, some currencies are decentralized like Bitcoin and Ethereum. No one person or organization is in control of its future. The centralized currencies are quite different and have usually been created by businesses to resolve various problems in the financial world. . That’s not necessarily a bad thing, just something you should realize before you invest.

                Ripple (XRP) is an excellent example of this. This cryptocurrency was created by Ripple Labs and they are attempting to establish a faster and more reliable payment protocol for the banking and business institutions of the world. They may accomplish this goal and are quite popular, at one point they were the number two cryptocurrency currency. Just remember this; it was created by a business and run by a business which makes it centralized. Someone could hypothetically hit a switch and it would be gone forever.

                Some other cryptocurrencies that I suggest for you to look into are Neo, Cardano ADA, VeChain VET, Tezos XTZ, Basis Attention Token BAT, Kyber Network KNC, and COTI. These are just some of the promising currencies out on the market right now, but this can change quite quickly because the technology is improving on a daily basis.

                Okay, I think you should have the basic gist concerning cryptocurrencies that you will be investing in at some point of time. Now let’s talk about some research websites that I personally use and suggest. I have had good experiences using,,,, and believe it or not Remember you are responsible for your own research and don’t go off any one person’s opinion. Similar to marriage, it’s relatively easy to get into cryptocurrency but no so easy to get out without a loss if you make the wrong choice. 

Investing With Cryptocurrency

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Etoro Cryptocurrency Exchange Review

Etoro Cryptocurrency Exchange
Etoro Cryptocurrency Exchange Review

As you may already know, I am a staunch supporter of cryptocurrency and I am always looking for different ways to purchase and store my currencies. You will often find me reading articles and watching Youtubers that specialize in crypto. While doing my research, I often see advertisements for Etoro Cryptocurrency Exchange , but I never paid much attention to them due to the fact that there are so many options out there in the marketplace.  Etoro finally caught my attention last week with the new “Copy Traders” feature so I decided to give them a try.

While exploring and testing out the Etoro exchange, I decided to do a Etoro Cryptocurrency Exchange Review to help others along the way. AS you may already know, choosing the correct exchanges can make and break traders in the cryptocurrency realm.

The Copy Traders feature allows you to set your Etoro account to follow and mimic the trades of various Top Traders on Etoro. Instead of doing hours of research, I can now just copy a top trader and wait for the profits to pile in.  That is what the commercial stated, but of course we all know investing does not always work like that. The concept sounded too good to be true but I couldn’t pass up the opportunity to earn some easy gains so I set up an account with Etoro.

The initial sign up for Etoro Cryptocurrency Exchange is relatively painless and easy. They do require KYC which is an abbreviation for “Know Your Customer”. Many crypto fans hate this law because the original vision of Nakamoto Satoshi, the creator of Bitcoin which led to the creation of all cryptocurrencies was to get away from the ever watching eye of governments and fiat currencies.

For me, I don’t mind that much because I choose to pay taxes on whatever my gains are and to stay in good legal standing. During the KYC process, they will ask you to provide everything that you would for a new bank account. The one item not required that is required by other investment firms is a copy of your driver’s license.

Once all that is done, they forward you directly to the deposit feature that lists a large number of banks. Unfortunately, my preferred bank was not listed and this sent me scrambling for other methods to fund my account. They do offer wire transfers, but this requires a minimum transfer of $500.00 and I was not willing to deposit that much on a test run.

I decided to contact their customer support and was very pleased with how quickly they responded to my email. The answer wasn’t what I wanted to hear, but at least I got a prompt answer. That’s major thumbs up for Etoro because lack of quality customer support is a problem with a lot of exchanges. Eventually I remembered that I had an account that I haven’t used for some time and it was listed under available for deposit. The minimum for deposit is $50.00 so that’s exactly what I did.

Once officially in, the first thing that I noticed is that the number of listed currencies was limited. They offer trading for Bitcoin, Ethereum, Bitcoin Cash, XRP, Dash, Litecoin, Ethereum Classic, Cardano, IOTA, Stellar, EOS, NEO, Tron, Zcash, and Tezos. To a new trader, this appears to be a lot of options, but in reality it is not.

They have listed some of the most popular and reputable currencies on the market to avoid as much volatility as possible in an unpredictable crypto market. I was quite pleased to see Cardano listed. This is currently my favorite project led by Charles Hoskinson and I believe that it has potential to rival Ethereum someday, but I will save that for another blog.

Once I saw the investment options available, I knew Etoro was set up for beginner and novice traders. I don’t think that is a bad thing, but it is good to know who their platform is designed to service. Other trading platforms offer over 200 different cryptocurrencies, but many of them are extremely high risk and should be avoided unless you are an experienced trader. Etoro offers a very easy to use straightforward website, while the more advanced exchanges can be quite confusing at times. I had to appreciate the simplicity of their design.

I then started to browse through the various Top Traders and look through their portfolios. When I finally found a Top Trader with the track record that I was looking for, I decided to copy their account but was unable to. It turns out that you can open an account with as little as $50.00, but you need a minimum of $200.00 deposited into your account before you can use the “Copy Trader” feature. I was a bit disappointed at first, but so is life. I decided to invest half in Tezos and the other half in Ethereum Classic.

So, what do I think ? While doing the Etoro Cryptocurrency Exchange  review it became apparent that Etoro is perfect for a new fledgling crypto trader. I remember using other exchanges when I first started out with cryptocurrency and spending hours before fully understanding what features they were offering and how to navigate through the website.  If you are an advanced trader, you may be disappointed with Etoro and will feel that they are not the best fit for you. But if you are just looking for ease of trading or trying out the “Copy Trader” feature, Etoro is the exchange for you.

If you have found this Etoro Cryptocurrency Exchange review helpful and you are planning to join Etoro, please use one of the Etoro Cryptocurrency Exchange links found throughout this page. I will receive credit from Etoro and the money earned will help me keep my website up and running. If you choose to go directly to Etoro, that is fine too. Happy trading with whatever exchange you plan to use

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Etoro Cryptocurrency Exchange Review